Prefactor vs. The Field: Choosing the Right Authentication for Your AI & Automation Agents

Jun 3, 2025

4 mins

Matt (Co-Founder and CEO)

In today's B2B SaaS landscape, the conversation around identity has dramatically shifted. It's no longer enough to just authenticate humans; the explosive growth of APIs, bots, and AI agents demands a robust, secure, and scalable way to manage non-human identities (NHI). This presents a critical new problem that traditional, human-centric authentication systems are simply not built to handle.

Comparison Table: Prefactor vs. Common Alternatives

Feature / Area

Traditional Auth Providers(Auth0, Cognito, Okta)

Custom-Built / DIY Solutions

Authorization-Specific Tools(Permify, Cerbos)

Prefactor

Primary Focus

Human Users (Login, MFA)

Bespoke needs (AuthN, AuthZ, Audit)

Fine-grained Authorization (AuthZ)

All Digital Entities: Humans, APIs, Bots, AI Agents

Agent Auth (NHI)

M2M, API Keys (afterthought)

Highly customizable

Policy enforcement (AuthZ) after AuthN

Native Identity Fabric for NHI

Core Architecture

Human-centric; rigid for NHI scale

Fragmented, legacy-prone

AuthZ only; no AuthN or Audit

AI & Automation-First Architecture

Developer Control

GUI-driven, limited customization

High (but expensive to maintain)

High — but limited to AuthZ

Code-Native Control: DSL for customization

Cost Implications

MAU pricing; costly B2B/NHI workarounds

2+ FTE Engineers; high ongoing cost

Adds siloed platform costs

Eliminates bespoke builds; reduces waste

Security / Compliance

Gaps in NHI audit/compliance

Often lacks unified audit/logging

Focused on AuthZ only; weak audit controls

Unified Authn, Authz, Audit in one platform

Key Weakness

Not built for NHI scale; 78% API breach rate

High maintenance and security debt

Identity fragmentation; lacks holistic view

(Blank — no major weakness)

1. Traditional Authentication Providers

Examples: Auth0, AWS Cognito, Okta

These are the go-to tools for human login, multi-factor authentication, and enterprise-ready user management.

How they handle agents:

  • M2M (machine-to-machine) flows, client credentials, API keys — often bolted-on afterthoughts.

Challenges:

  • Human-Centric by Design: Struggle with the scale and nature of non-human identity needs.

  • High Friction for Complex Use Cases: Custom features often require awkward, expensive workarounds.

  • Security Blind Spots: 78% of organizations experienced API breaches in 2024 — a direct result of under-authenticated NHI environments.

Where Prefactor Wins:

  • Built as a Native Identity Fabric: Humans, bots, APIs, and AI agents are treated as first-class citizens.

2. Custom-Built / DIY Solutions

SaaS companies often roll their own identity systems due to frustration with off-the-shelf tools.

How they handle agents:

  • Unlimited customization potential, but execution and maintenance vary widely.

Challenges:

  • Massive Engineering Cost: Often ~$400k+ to build, with ongoing cost of 2 senior FTEs per year.

  • Security & Audit Risks: Inconsistent logging, weak compliance posture.

  • Opportunity Cost: Pulls engineers away from your core product.

Where Prefactor Wins:

  • Code-Native Control through our DSL — precise customization without the developer drag or maintenance burden of custom solutions.

3. Authorization-Specific Tools

Examples: Cerbos, Permify, Permit.io

These focus on the hardest part of access control: granular authorization.

How they handle agents:

  • Policies can apply to any authenticated actor, human or not.

Challenges:

  • Still Fragmented: Requires pairing with separate AuthN and audit tools.

  • No Unified Governance: Disconnected systems create blind spots, poor traceability, and compliance gaps.

Where Prefactor Wins:

  • Offers Unified Governance: AuthN + AuthZ + Audit in one system, with full observability across every access event — human or not.

Prefactor: Built for Tomorrow’s Intelligent Applications

We’re facing a new identity crisis driven by:

  • Explosive growth of agents, APIs, and bots.

  • Siloed legacy systems failing to keep up.

  • Rising security expectations and breach risks.

Prefactor’s answer:

  • A code-native identity platform for all digital actors — built for scale, automation, and the AI-driven future.

  • Secure, auditable, and deeply customizable — without the engineering tax of DIY.